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Journey of Virtual Money in Indonesia: Part 1–VCN with BNI

One of the reasons I use for the absence of Paypal account and Google Wallet in my possession is that I don’t have credit card. I don’t think I need one and there aren’t many places here in Indonesia where you can use it, so why bother with the monthly bill, promotional call, and those stuff. Anyway, since Google integrating Google Books with Google Play, I really want a Google Wallet account. Why? It’s because the free books. The free books that you need Google Wallet account to download. The fact that I can also download Tasker is a plus.